Clear 2 Close Podcast

Welcome to the Clear 2 Close Podcast! Host Ryan Bolton, local mortgage expert with Patriot Home Mortgage . So what is Clear 2 Close? This is an industry term that once you get through contract, inspections and appraisal, processing and underwriting, you are now Clear 2 Close your loan! Loan documents to sign are on their way to the title company and you are in the final stages of owning that home! This show is going to help explain all the steps needed to buy or sell real estate. We will have questions and answers, tips and tricks, Do’s and Don’ts, and expert guests to help you get Clear 2 Close! Please subscribe and submit your comments, questions, or topics for future episodes. Clear2closepod@gmail.com RyanBolton.com The views expressed do not necessarily reflect the views of Patriot Home Mortgage. Equal Housing Lender NMLS# 299717 #mortgage #realestate #realestateagent #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling

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Episodes

Wednesday Sep 06, 2023

#homeloantips #mortgagebroker #firsttimehomebuyer
Today's episode is a Q&A session. We talk about: Does it cost anything for a real estate agent to show a house? We talk about buyers and seller agents and the benefits of using professionals. We talk about for sale by owners and watching out for investors What is provided by a realtor and how much does it differ? Should you become a Loan Officer? We talk about what it takes to get licensed. We talk about how compensation works. Should you become a real estate agent? We talk about the costs of becoming an agent Can a real estate agent represent themselves? We talk about disclosures. Will real estate agents become obsolete? Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC#10602790-SA00 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling

Wednesday Sep 06, 2023

#homeloantips #mortgagebroker #firsttimehomebuyer
We get to talk about Wonderful Sunny St George UT! We both love this place and it's easy to talk about why. St George Utah is located in the southwest corner of the State of Utah and shares a border with Arizona and Nevada. About 121 miles from Las Vegas with a simluar climate to Southern Nevada and Arizona. Most people think of snow when they think about Utah but that is not the case in this beautiful corner of the state. We rarely get snow in the winter and because of this, we are a great place for snowbirds and retirees. We are about 35 minutes from one of the best national park, Zion National Park. Another 2 hours and you can hit the north rim of the Grand Canyon or Lake Powell. St George has it all when it comes to outdoor activities. St George hosts the World Senior Games, a Yearly Marathon, and the Iron Man World Championships! Other outdoor activities include many biking trails and sand and trail riding for ATVs. And you can't think about St George without thinking about the well-known golf courses including Sand Hollow Resort, The Ledges, and Copper Rock to name just a few. There are over 15 courses within 45 minutes of downtown. Learn why you should move here! Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC#10602790-SA00 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling

Wednesday Sep 06, 2023

#homeloantips #mortgagebroker #firsttimehomebuyer
In today's episode, we learn a bit more about our host Carson Joens. Carson is the Team Leader of The Honey Team with Realty One Group Gold Mark in St George, Utah. We talk about bit about Carson's last name, pronounced "Jones" just not spelled the same. We get into how Carson got into the real estate business and what lead him to Southern Utah from starting in Colorado, to The Bay Area of California to sunny ST George, UT. Carson is a great golfer and we talk about that along with basketball and sports in general. Carson has a great playlist on his channel with reviewing golf courses in the area. Check it out:    / @carsonjoens   We talk about Carson and his family including his first son. He has a great story about meeting his wife and their first dog. Family, Faith, and Word is what Carson is all about! Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com https://Carson.myhomefinderutah.com https://RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC#10602790-SA00 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling #homebuying101

Wednesday Sep 06, 2023

#homeloantips #mortgagebroker #firsttimehomebuyer
In today's episode, we break down the Top 5 mistakes that buyers make! 1- Not getting pre-approved. Waiting too late to start this first step can cause so many issues and unnecessary stress. We talk about this process. 2- Not using a buyer's agent. Using just the listing agent to represent both sides. Use Team Honey buyer agents like Hannah Noxon, Christine Hansen, and Shannon Cates. https://www.teamhoney.org/meet-the-team 3- Not getting a home inspection. GET a HOME INSPECTION. We talk about how this works 4- Needs vs wants when shopping for a home 5- Not researching the surrounding area. Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com https://Carson.myhomefinderutah.com https://RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC#10602790-SA00 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling #homebuying101

Wednesday Sep 06, 2023

#homeloantips #mortgagebroker #firsttimehomebuyer
In today's episode, we interview one of the hosts of the show, Ryan Bolton. Get to know Ryan a bit better! And boy do we get into some good topics from what got Ryan into the mortgage business to golf to marriage tips! Ryan mentioned his wife's business of horse boarding. Check out the website at HorseHavenRanch.org If you need a Mortgage in Utah or Nevada go to RyanBolton.com Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com For help with buying or selling a home- https://Carson.myhomefinderutah.com For help with home financing in Utah or Nevada- https://RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC#10602790-SA00 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling

Wednesday Sep 06, 2023

#homeloantips #mortgages #mortgagebroker
Today we talk about the Top 5 mistakes that sellers make. The first mistake is that they are not calling us! LOL #1- Price your Home correctly. Seems like an easy thing but we talk about how this really works. The market has changed #2- Copying your neighbor's sale. Your house can be worth more or less. We dive into this mistake #3- Hiring the cheaper agent. There are often lower commissions for both sides and the buyer's agents may not show your home. Make sure you know what the commission is for both sides. If they are overly pushy to get you to sign that should be a red flag. Take the time to review. Also, use the Utah State forms whenever possible #4- Do your research on the agent that you are hiring. Be sure to review the contract and even ask for the night to review it before signing. Hire a professional full-time agent. Hire the person and check them out. Make sure they are licensed. #5- Posting your home for sale by owner on Facebook or other social sites. The comments can be hard to read. Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC#10602790-SA00 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling #homeloantips #home #mortgages

Wednesday Sep 06, 2023

Why are you paying cash for a home? Let's take a look at the numbers. Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC#10602790-SA00

Wednesday Sep 06, 2023

#homeloantips #mortgagebroker #realestateagent
In today's episode, we talk about the industry term of Buyer's and Seller's Market. A buyer's market is when there is more inventory of homes than demand. A seller's market is when there is more demand than inventory. We talk about how those numbers play out and what other factors go into these two types of markets. We talk about the months of inventory and how that factors into these two types of real estate markets. We talk about how to price your home in these markets. We dive into how remote working has changed the market plus the current market trends for what buyers are looking for in a house. Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC#10602790-SA00 #mortgage #realestate #realestateagent #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling

Wednesday Sep 06, 2023

#homeloantips #mortgagebroker #realestateagent
Welcome to the Clear 2 Close Podcast! Our hosts are Ryan Bolton, local mortgage Expert and Carson Joens owner of Team Honey with the Realty One Group Gold Mark. So what is Clear 2 Close? This is an industry term that once you get through contract, inspections and appraisal, processing and underwriting, you are now Clear 2 Close your loan! Loan documents to sign are on their way to the title company and you are in the final stages of owning that home! This show is going to help explain all the steps needed to buy or sell real estate. We will have questions and answers, tips and tricks, Do's and Don'ts, and expert guests to help you get Clear 2 Close! Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC#10602790-SA00 #mortgage #realestate #realestateagent #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling

Wednesday Sep 06, 2023

#homeloantips #mortgagebroker #water
In today's episode of the Clear 2 Close Podcast, Special Guest County Commissioner Adam Snow talks about the water issues in Washington County, Utah. Washington County is one of the counties where water is a big topic, and Commissioner Snow discusses the situation and what people can do to help. We talk about the Lake Powell Pipeline and other water projects around the county and State. Lots for really good info in today show! Hope you enjoy! #waterissues #drought #lakepowellpipeline #water Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC# 10602790-SA00 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling

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