Clear 2 Close Podcast

Welcome to the Clear 2 Close Podcast! Host Ryan Bolton, local mortgage expert with Patriot Home Mortgage . So what is Clear 2 Close? This is an industry term that once you get through contract, inspections and appraisal, processing and underwriting, you are now Clear 2 Close your loan! Loan documents to sign are on their way to the title company and you are in the final stages of owning that home! This show is going to help explain all the steps needed to buy or sell real estate. We will have questions and answers, tips and tricks, Do’s and Don’ts, and expert guests to help you get Clear 2 Close! Please subscribe and submit your comments, questions, or topics for future episodes. Clear2closepod@gmail.com RyanBolton.com The views expressed do not necessarily reflect the views of Patriot Home Mortgage. Equal Housing Lender NMLS# 299717 #mortgage #realestate #realestateagent #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling

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Episodes

Wednesday Oct 11, 2023

Clear 2 Close Podcast EP026 - How To Become a Mortgage Loan Officer, 10-11-23

Tuesday Oct 03, 2023

Clear 2 Close Podcast EP025 - How To Negotiate A Home Purchase 10-3-23

Wednesday Sep 13, 2023

Clear 2 Close Podcast EP024 - 
Today's show we have a special guest Ryan Judd. Ryan is a local Real Estate Appraiser. We talk about the factors that go into an appraisal. We talk about appraisal waivers and other industry changes.

Wednesday Sep 06, 2023

#homeloantips #mortgagebroker #firsttimehomebuyer
In this episode of the Clear 2 Close Podcast, we're discussing whether or not you should be thankful for today's mortgage rates. Mortgage rates have gone up this year, but is that a good thing? We're discussing whether or not you should be thankful for today's mortgage rates, and we'll give you the pros and cons of both sides of the argument. Let us know what you think in the comments below! Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC#10602790-SA00 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling

Wednesday Sep 06, 2023

#homeloantips #mortgagebroker #firsttimehomebuyer
We hit a milestone with our 11th episode! Most podcasts don't make it that far so that is pretty cool! In today's episode, we take on questions like: Can a real estate refuse to take a listing? We talk about the different roles of Buyer agents vs sellers agents. We talk about reviewing more than one mortgage option. We also talk about how mortgage compensation works post-2008. The rules have changed on how a mortgage company makes money. Use an expert! Use professionals! What are the different inspections on a home? Home Inspection vs Home Appraisal. If you are buying a new home, would you get a home inspection? We talk about the process of ordering an appraisal. Is now a good time to buy a home? Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS 299717 UT DRE LIC 10602790-SA00 #mortgage #realestate #homeloantips #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling

Wednesday Sep 06, 2023

#homeloantips #mortgagebroker #appraisal
In this episode, I have a special guest: Carl Wright with R1 Appraisals. Carl is a certified appraiser and owner of R1 Appraisals. We're going to be talking about the Southern Utah market and the process appraiser uses to determine the value of your home. If you're an appraiser or just interested in appraising, this is an episode you don't want to miss! Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS 299717 UT DRE LIC 10602790-SA00 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling #appraisal

Wednesday Sep 06, 2023

#homeloantips #mortgagebroker #firsttimehomebuyer
In the spirit of the Halloween Holiday, this episode we talk about some horror and crazy stories that we have seen when helping our clients buy and sell a home. This will also help you with some tips and tricks on things to avoid when getting a home loan or a mortgage. Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC#10602790-SA00 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling

Wednesday Sep 06, 2023

#homeloantips #mortgagebroker #firsttimehomebuyer
Today's episode is a Q&A session. We talk about: Does it cost anything for a real estate agent to show a house? We talk about buyers and seller agents and the benefits of using professionals. We talk about for sale by owners and watching out for investors What is provided by a realtor and how much does it differ? Should you become a Loan Officer? We talk about what it takes to get licensed. We talk about how compensation works. Should you become a real estate agent? We talk about the costs of becoming an agent Can a real estate agent represent themselves? We talk about disclosures. Will real estate agents become obsolete? Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC#10602790-SA00 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling

Wednesday Sep 06, 2023

#homeloantips #mortgagebroker #firsttimehomebuyer
We get to talk about Wonderful Sunny St George UT! We both love this place and it's easy to talk about why. St George Utah is located in the southwest corner of the State of Utah and shares a border with Arizona and Nevada. About 121 miles from Las Vegas with a simluar climate to Southern Nevada and Arizona. Most people think of snow when they think about Utah but that is not the case in this beautiful corner of the state. We rarely get snow in the winter and because of this, we are a great place for snowbirds and retirees. We are about 35 minutes from one of the best national park, Zion National Park. Another 2 hours and you can hit the north rim of the Grand Canyon or Lake Powell. St George has it all when it comes to outdoor activities. St George hosts the World Senior Games, a Yearly Marathon, and the Iron Man World Championships! Other outdoor activities include many biking trails and sand and trail riding for ATVs. And you can't think about St George without thinking about the well-known golf courses including Sand Hollow Resort, The Ledges, and Copper Rock to name just a few. There are over 15 courses within 45 minutes of downtown. Learn why you should move here! Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC#10602790-SA00 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling

Wednesday Sep 06, 2023

#homeloantips #mortgagebroker #firsttimehomebuyer
In today's episode, we learn a bit more about our host Carson Joens. Carson is the Team Leader of The Honey Team with Realty One Group Gold Mark in St George, Utah. We talk about bit about Carson's last name, pronounced "Jones" just not spelled the same. We get into how Carson got into the real estate business and what lead him to Southern Utah from starting in Colorado, to The Bay Area of California to sunny ST George, UT. Carson is a great golfer and we talk about that along with basketball and sports in general. Carson has a great playlist on his channel with reviewing golf courses in the area. Check it out:    / @carsonjoens   We talk about Carson and his family including his first son. He has a great story about meeting his wife and their first dog. Family, Faith, and Word is what Carson is all about! Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com https://Carson.myhomefinderutah.com https://RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC#10602790-SA00 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling #homebuying101

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